It is believed that if you invest your free capital (as if investing) in coins, you can get a good profit over time. This opinion is wrong; investing in coins will often be more unprofitable for you than you will be able to save your money. However, there are some coins that grow in price over time; one might even say it is profitable to invest free funds in them.

Z gold coins of the Empire. Gold coins are gold because they will never cost less than the weight of the gold spent on them. At the same time, gold coins of the Russian Empire are quite rare. Their number is unlikely to increase over time. For this reason, there has been an increase in both the gold product and the coin. At the same time, gold coins are relatively easy to store (unlike copper coins), so even after decades they will look the same as they do now.

Silver coins Russian Empire . Buying as an investment is only worth it rare coins and in excellent condition. The main principle of consideration when choosing a suitable coin for investment is whether it is possible to increase their number on the market. If a coin is relatively common, even in good condition, then their number gradually increases thanks to treasure hunters. Rare coins, even if they surface somewhere, do so in very small quantities.

Copper coins of the Russian Empire. For some reason, people invest most of their money in these coins, believing that an “old coin” will always have a value. Meanwhile, the price of copper coins has almost halved compared to 2008. But, it is quite possible to invest in some coins and even get a little from it in the future. Naturally, these coins should only be in excellent or very good condition. Such coins include: “drum pennies”, rare varieties of “ring nickels”, coins of 1796 (which are rare).

It is absolutely not worth investing your capital in various dug up copper coins, coins of the early USSR, in cheap foreign coins, or in modern anniversary coins.

Coins of modern Russia have value not only for ordinary people, but also for numismatists. Main feature of these coins is that a rare coin can fall into the hands of any of us in the course of commodity-money relations.

The cost of coins of modern Russia most often coincides with their face value. However, there are also rare specimens, which for one reason or another were minted in a small edition or turned out to be defective, for example, there is no indication on them mint, the design on the obverse and reverse is the same, etc. Such specimens will occupy an important place in the collection of any numismatist.

Besides coins regular coinage The Central Bank of Russia annually issues commemorative coins made of steel and bimetal, dedicated to important historical events and famous personalities. Usually the cost commemorative coins slightly above their face value. But there are exceptions here too: small runs or defects in production.

Let's consider what valuable coins modern Russia exist, and how to learn to distinguish them from coins of face value. The article will discuss coins made from Not precious metals.

Coins 1992 - 1993

The first coins after the collapse of the USSR were issued by the Moscow and Leningrad mints. The denomination of the new coins began with 1 ruble and ended with 100 rubles. The hammer and sickle on the reverse was replaced by a double-headed eagle. Copper-nickel alloy, brass-plated steel and bronze were used for minting.

In 1992, 3 commemorative bimetal coins of 10 rubles each, belonging to the Red Book series, were also issued. However, today they have little value.

In 1993, new alloys began to be used when issuing coins, for example, steel with nickel silver coating. Updated 10, 20, 50 and 100 rubles appeared in circulation.

The most valuable coins of modern Russia for 1992-1993:

• 10 rub. 1992 State Emergency Committee - up to 11 thousand rubles;
• 10 rub. 1992 MMD magnetic – up to 18 thousand rubles;
• 10 rub. 1993 MMD – up to 10 thousand rubles;
• 10 rub. 1993 LMD non-magnetic – up to 30 thousand rubles;
• 20 rub. 1993 MMD – up to 20 thousand rubles;
• 20 rub. 1993 LMD – up to 100 thousand rubles;
• 50 rub. 1993 LMD – up to 60 thousand rubles.

Coins 1997 - 1999

In 1997, a monetary reform took place, which resulted in devaluation. This year, coins with denominations of 10 rubles or more disappeared from circulation. Coins from 1997 are still a valid means of payment.

5 rubles 1999 MMD is one of the most valuable coins of modern Russia today. However, it is still unknown whether such a circulation actually existed. Only a single copy is known, the current value of which is 250 thousand rubles.

During this period of time, the first anniversary coin of modern Russia appeared after devaluation: 1 ruble 1999 in honor of the 200th anniversary of the birth of A.S. Pushkin. Everyone immediately began to save it, so its current value does not exceed 100 rubles.

Valuable modern coins 1997 - 1999:

• 1 rub. 1997 MMD with a wide edging - 4 thousand rubles;
• 1 rub. 1998 MMD – up to 4 thousand rubles;
• 5 rub. 1998 SPMD - up to 2.5 thousand rubles;
• 2 rub. 1999 MMD – up to 1.5 thousand rubles;
• 5 rub. 1999 MMD - up to 250 thousand rubles.

Coins 2000 – 2003

The largest number of different rare coins were minted in 2001 and 2003. For example, 1 and 2 rubles of 2001 MMD, which are similar in appearance to coins of 1997. However, finding such specimens is not at all easy, since in these years the circulation was often small or trial, which is why they are highly valued by numismatists. Also rare are the five-kopeck coins of 2002 and 2003 with a defect: they do not indicate the mint.

In 2002, for the first time after the devaluation, the first coin with a face value of 10 rubles appeared in circulation in honor of the victory in the Great Patriotic War of 1941-1945. The commemorative coins of 2000-2003 do not have any special value; the maximum market price will be 50 rubles per copy. The only valuable commemorative coin for this period of time is 2 rubles 2001 with Gagarin without indicating the mint: it can be sold for up to 4 thousand rubles.

Among valuable coins of modern Russia for 2000 – 2003 we can highlight:

• 10 kopecks 2001 SPMD with vertical folds on the cloak of St. George the Victorious - up to 2 thousand rubles;
• 50 kopecks 2001 MMD – up to 150 thousand rubles;
• 1 rub. 2001 MMD – 30 thousand rubles;
• 2 rub. 2001 MMD – 50 thousand rubles;
• 5 kopecks 2002 M - up to 5 thousand rubles;
• 5 kopecks 2002 without mint mark – up to 10 thousand rubles;
• 10 kopecks 2002 M - up to 23 thousand rubles;
• 50 kopecks 2002 M - up to 13 thousand rubles;
• 1 rub. 2002 MMD – up to 5.5 thousand rubles;
• 1 rub. 2002 SPMD - up to 9.7 thousand rubles;
• 2 rub. 2002 MMD – up to 3 thousand rubles;
• 2 rub. 2002 SPMD - up to 9 thousand rubles;
• 5 rub. 2002 MMD – up to 6 thousand rubles;
• 5 rub. 2002 SPMD - up to 9 thousand rubles;
• 5 kopecks 2003 without mint mark - up to 2.5 thousand rubles;
• 1 rub. 2003 SPMD - up to 30 thousand rubles;
• 2 rub. 2003 SPMD – up to 20 thousand rubles;
• 5 rub. 2003 SPMD - up to 20 thousand rubles.

Coins 2004-2009

During 2004-2009, few truly valuable coins were minted. The alloys used changed, as did the denominations of the issued coins. For example, since 2004, the five-ruble coin has ceased to be minted. Its production was fully resumed only in 2008.

In 2006, in the production of ten- and fifty-kopeck coins, steel clad with tombac began to be used instead of brass. This made it possible to reduce the cost of minting them.

Since 2009, after an almost 20-year break, coins with a denomination of 10 rubles have again come into circulation. Also, some coins began to be issued simultaneously from different alloys, so among the identical coins of 2009 you can find magnetic and non-magnetic copies.

During this period of time, several series of anniversary ten-ruble coins were issued, dedicated to important historical events and our country. In 2005, a series of bimetal “60 years of the Great Victory” was released. In 2005-2009, the series “Ancient Cities of Russia” and “ Russian Federation" The cost of coins from them, as a rule, does not exceed 150 rubles per copy.

Prices for coins of modern Russia for 2004 – 2009:

• 10 kopecks 2004 M – up to 3 thousand rubles;
• 5 kopecks 2005 JV – up to 10 thousand rubles;
• 1 rub. 2005 SPMD – up to 3 thousand rubles;
• 2 rub. 2006 SPMD – up to 4 thousand rubles;
• 1 kop. 2007 M - up to 4.5 thousand rubles;
• 50 kopecks 2007 M – up to 61 thousand rubles;
• 5 kopecks 2008 JV – up to 2.5 thousand rubles;
• 10 kopecks 2008 JV – 2 thousand rubles;
• 1 rub. 2008 MMD made of clad steel - up to 28 thousand rubles;
• 5 rub. 2009 SPMD – up to 10 thousand rubles;
• 10 rub. 2009 MMD – up to 4 thousand rubles.

Coins 2010 – 2015

During 2010-2015, several rare regularly minted coins came into circulation. In addition, a large number of commemorative coins were issued both within series and in the form of individual copies.

The habit of hoarding change is inherent in each of us, that is, everyone probably has a bunch of coins, and since the time Soviet Union, which you do not use in everyday life. But not everyone knows that some items, both old and modern, have a certain value for numismatists, and they can be sold for a lot of money. Therefore, it is worth answering the question of which coins can be sold at a high price.

Banknotes from the times of the USSR

Surely absolutely every house has at least a few coins left over from the times of the Soviet Union. They have long been out of circulation and it will no longer be possible to hand them over anywhere, and this is not necessary insofar as they can be sold at a high price, because the main task here is to find a numismatist who will be ready to purchase them. However, we’ll talk about selling methods a little later. Now let’s look at which coins can be sold at a high price.

Coins of 10 rubles, minted at the Moscow Mint in 1992, are of particular value; you can recognize that they are of high value using a simple magnet; if the coin is not magnetic, then its real value from numismatists can reach 12,000 rubles or more. If a coin is magnetic, it is not particularly valuable. You can also sell coins of 50 rubles and 100 rubles minted by the Moscow Mint in 1992 for 150-200 rubles, provided that they are not magnetic.

Coins of 10 and 20 rubles from 1993, minted at the Leningrad Mint, are especially valuable. Here, on the contrary, if they are magnetic, then their cost can reach 30,000-90,000 rubles per piece. Coins of the same denomination minted at the Moscow Mint have a low cost of 1,700 to 7,000 rubles.

This, of course, is not the entire list of coins that can be sold for big money. Ancient coins from the USSR, made in the 50-60s of the last century, can also be sold for a lot of money because in certain years they were minted from silver. This means that they are much more valued by numismatists. But the most important thing is that money from the beginning of the 20th century does not have a fixed value, and the most reasonable way to sell it is through an auction, where its price has no limit at all.

Please note that all 1947 coins are rocket coins, and 1958 coins have a value from 25,000 to 70,000 rubles per unit, regardless of denomination.

We will also consider several coins from the times of the USSR, which have a high value:

• 5 kopecks 1927 – 5500 rubles;
• 5 kopecks 1933 – 12,000 rubles;
• 20 kopecks 1934 – a rarity;
• 2 kopecks 1925 – a rarity;
• 1 ruble 1958 – 70,000 rubles;
• 15 kopecks 1942 – 6000 rubles;
• 1 ruble 1922 – 8000 rubles.

As you can see, the cost of coins from the times of the USSR is quite high. But if you are not a specialist, then, accordingly, you will not be able to properly evaluate the cost of small items. Therefore, you should not rush into selling, first you need to find an appraiser to assess the value of the coins you have, only after that you can put them up for sale at auction or through special online platforms.

Coins of modern Russia

Maybe not everyone has change in their piggy bank from the times of the USSR, but money new Russia, that is, Russian rubles are in every wallet, and the majority have large quantities in piggy banks. Not everyone knows that even they can be sold for a lot of money.

First, let's look at coins that can be sold for big money. You can sell a 20-kopeck coin from 1991, which does not have a mint mark, for 6,000 rubles. The price of 5 kopecks issued in 1990 by the Moscow Mint is 3000 rubles, the same price is 10 kopecks issued in 1990 by the Moscow Mint.

Coins of 1, 2 and 5 rubles minted in 2005 are of particular value to numismatists. After all, at that time they were minted in a very small edition. True, it will be extremely difficult to find them among small change; the chance is approximately 1 in 453,000; these are truly rare coins; they can be sold for a lot of money.

It is noteworthy that in 2011, one of the Russian banks, namely SKB Bank, announced the acceptance of such rare coins at a price of 5,000 rubles, although at that time their cost had already reached 8,000 rubles, nevertheless, in a few days only 30 people.

These, of course, are not all coins that have a high value and are valued by numismatists; they include some others, for example, 5 kopecks of 2002, 5 rubles of 2003, 2 rubles of 2001 and others. Their cost can range from several tens of rubles to 120,000 rubles. At the same time, not everyone can independently determine the value of the coins they have, because the assessment, as mentioned above, should be carried out exclusively by specialists.

The most expensive coins in modern Russia

To begin with, it is worth saying that not all coins can be sold at the maximum price, because when assessing such collectible values, the emphasis is on condition. That is, ideally, the coin should not have any signs of wear, including chips, dents and other defects. The maximum that is allowed when selling valuables is minor traces of handling, that is, 90% of the relief must be preserved in its original form. Otherwise, the coins will not be of any special value to collectors.

However, each of us has the opportunity to sell regular coins, which are currently in circulation. After all, some modern money has quite a high value and is of some value to collectors. To do this, here are the top 9 most expensive modern Russian coins:

1. Ninth place 5 kopecks issued in 2002 without mint designation, the cost of 1 coin is only 2-3 rubles.
2. Eighth place 2 rubles 2001 without mint mark, on the reverse side there is an image of Yuri Gagarin, banknotes were issued in 2001 for the 40th anniversary of the first flight of the Soviet cosmonaut into space. The cost of one monetary unit is 3,000 rubles, but it is worth noting that only those monetary units that do not have a mint mark are valuable.
3. 7th place is occupied by 5 rubles issued in 2003 by the St. Petersburg Mint, valued at 6,000 rubles. Given banknote is unremarkable except for the mint mark, which can be found under the right paw of the double-headed eagle.
4. The sixth place belongs to 2 rubles of 2003 minted by the St. Petersburg Mint. It is worth noting that a copy of this banknote is very rare, due to this its real value among numismatists ranges from 8,000 rubles or more.
5. Fifth place is occupied by 1 ruble 2003 minted by the St. Petersburg Mint, average cost 10,000 rubles.
6. The fourth place is occupied by 1 ruble of 2001 of the Moscow Mint, the cost of this banknote starts from 30,000 rubles. This is the rarest coin insofar as, according to official data, it was not put into circulation, but a certain number of banknotes still ended up there, and the exact number is unknown.
7. Third place belongs to 2 rubles of 2001 from the Moscow Mint, the exact number of coins in circulation is unknown, because, according to official data, they were not put into circulation, its value is from 30 to 50 thousand rubles.
8. Second place goes to 50 kopecks, issued in 2001, costing from 100,000 to 120,000 rubles, they were also not officially released into circulation, however, several copies still made it there, the coins were minted at the Moscow Mint.
9. The first place is occupied by 5 rubles of 1999 from the St. Petersburg Mint, worth more than 200 and 500 thousand rubles. This is the most expensive and rare coin of Russia, which is the object of desire of every numismatist. According to the official version, at the moment such a banknote exists in only one copy; it was found in 2009 by one of our fellow citizens in his piggy bank. However, many believe that one coin could not have been minted, and therefore there must be more copies somewhere.

Thus, even modern Russian money has a real high value. Therefore, you should definitely look in your piggy bank, perhaps there will be a coin there that can enrich its owner. Among other things, one cannot help but say that even coins from the times of the Soviet Union, which, at first glance, are not of particular value, can be worth good money However, it will be extremely difficult for an ordinary person to recognize this fact; to do this, you need to contact professional appraisers.

Please note that among the coins of the Soviet Union there are rare and valuable specimens, the price of which at auctions may not be limited to high, but nevertheless it is still recommended to contact a specialist in order to make an assessment.

Where to sell rare coins

If you find a precious banknote in your possession that can be sold for good money, then, of course, you first need to conduct an appraisal and then find buyers for it. This task is not so simple because best case scenario you can sell the coins through a reseller who will pay you a nominal fee.

Finding a numismatist will also not be so easy, because old banknotes can only be sold for real value through auctions; you should ask if such events are held in your city. Usually in major cities There really are auctions where you can sell valuables, although there is an entrance fee.

It should be said that there are online auctions where you can also post your moments and offer a starting price for them. Is it true, true connoisseurs Numismatists hardly visit these resources, because you can buy this or that value only after carefully studying and assessing its authenticity. So, if you find an old coin or have rare banknotes of modern Russia, then you should definitely try to sell them. By the way, some commercial banks can accept banknotes, but you should not count on high rewards.

There is plenty of information about the rarest and most expensive coins of modern Russia on the Internet, but not every novice numismatist will be able to understand such a huge flow of contradictory information. In this article, in order to systematize knowledge and make it easier to work with it, valuable banknotes are systematized into several groups. In the following lists you can find both collectible rarities worth up to 500 thousand rubles, as well as less expensive items that should be looked for in your cash flow.

Important! All prices are approximate; the actual selling price may differ significantly from the indicated price. .

To search for rare rubles and kopecks, you need to understand the following mandatory elements of regularly minted metal banknotes:

• Coin denomination marked on the reverse side with a number and a word.
• Year of minting(issue date) indicated on front side, in the lower part (under the eagle on rubles, under the image of St. George the Victorious on kopecks).
• Mint Mark (MD)- letter designation of the enterprise where the banknote was minted: MMD or M - Moscow Mint, SPMD or SP - St. Petersburg Mint.

The following elements are indicated in the photo:

Now you can go through your piggy banks and stashes, armed with the following catalog.

Catalog of the rarest and most valuable coins of Russia

The catalog shows approximate prices for coins in safety from XF to UNC.

The legends behind the appearance of most of the coins listed in this list at auctions say that they were found completely by accident. But this is hard to believe, since the most expensive copies were minted in only 1-2 pieces. Therefore, you should not hope that you can get them into your collection by going through small change. But everyone has a chance to find rubles from 2003, as well as kopecks from 2017, in their wallet! For example, in 2003, about 15 thousand coins were minted in denominations of 1, 2 and 5 rubles. of each type, and after a few years this money was in circulation, every year there are lucky ones who get these expensive coins.

List of expensive coins

In the following list we have collected less expensive modern coins. They are infrequent, their price is over 100 rubles per copy

But when using this table to evaluate coins, one must take into account that it will be relevant for money that does not have significant scratches and abrasions (safety is not lower than “XF” (excellent)), and it is better if they have a smooth surface and shine (“UNC”) . In this case, the cost of the listed banknotes may increase to 1 thousand rubles.

Valuable varieties

Do you want to delve deeper into the study of Russian coins? To do this you will need a magnifying glass and a catalog of varieties. The differences in some varieties are microscopic, and understanding them will not be easy. Although there are simple and at the same time very valuable options, photos and prices, which are shown below.

10 rubles

In 2010, the St. Petersburg Mint used two types of dies for minting tens. The usual version has a pronounced groove between the lines and the inner wall of the zero, and in a rare type, the lines inside the zero touch its walls. Rare 10 rubles cost about 1000 rubles.

Up to 30 thousand there are tens of 2012 (MMD) with thick extreme lines at zero. In ordinary variants these lines are thin.

Among the chervonets of 2013, you should look for expensive specimens with a three in date with a straight tail looking down (without a thickening at the end). You can sell this option for 300 thousand rubles.

1 ruble

Among the numerous rubles with the date “1997”, you should choose copies with the letters “MMD” and an edge wider than the standard one. A leaf on the side opposite the eagle will tell us whether the edge is wide or not. If it is partially closed, the edge is wide. Such a ruble will cost up to 6 thousand rubles.

In 1998, a version of the ruble with a wide edge was also produced, but its width was slightly smaller compared to 1997, so the edge of the expensive version barely touches the leaf. Price - up to 2.5 thousand.

10 kopecks

If you come across a 10 kopeck coin from 2001 SP, then carefully examine the cloak of St. George the Victorious. Longitudinal folds on the cloak will make it possible to sell 10 kopecks for 1-2 thousand rubles.

10 kopecks 2002 SP also has a rare variant. A valuable specimen has an edged bottom sheet, it costs 800-1000 rubles.

5 kopecks

5 kopecks issued in 2002 and 2003 may not have a mint mark. The letterless version of 2002 is estimated at up to 6,000 rubles, the price of 2003 is up to 2,000 rubles.

1 kopeck

The 2004 kopek with the letter M has two variants. The more valuable one costs up to 1000 rubles; it has double reins.

Which coins are expensive?

We’ve sorted out the lists of expensive coins by year and valuable varieties, but there are still a number of banknotes that can be sold for significantly more than their face value.

Money without traces of circulation and with stamp shine

Until 2009, rubles were minted on blanks from an alloy of copper and nickel. Such blanks, unlike the steel circles used in recent years, are soft. After spending even a short time in circulation, such copper-nickel rubles will lose their shine and become covered with micro-scratches. Therefore, among numismatists, rubles from 1997 to 2009 issued in “uncirculated” condition, that is, uncirculated, are especially valued. Their cost is usually above 100 rubles; in some cases, the sale price at auctions reaches 1000 rubles.

Anniversary and commemorative banknotes

All commemorative coins made of base metals that are in circulation are worth more than their face value. The main thing is that their condition is not very deplorable. Thus, 1 ruble with Pushkin costs about 600 rubles, 2 rubles from the 2000 series “Hero Cities” are valued at 100 rubles. And individual anniversary tens cost over 10 thousand. The most expensive ones include 10 rubles of 2010 “Chechen Republic”, “Yamalo-Nenets autonomous region" And " Perm region". There are also very valuable varieties, for example, 2 rubles “Gagarin” without the letters of the coin factory, its price is up to 20 thousand.

Defective and non-standard money

Small sagging, roughness and unevenness on the coin field, as well as poorly visible (unstruck) dates, letters and MD icons, are usually worth nothing. You need to hunt for pronounced unique defects.

More common types of defects, which cost on average from 100 to 1000 rubles, include:

• Stamp split: during minting, the metal of the blank fills the crack in the stamp, so a protruding line is formed on the coin;
• Unminted: The stamp wears out, which leads to leveling of the relief. For example, often there is no date on dozens of 2012. But only coins in which at least one side is almost completely unminted have a value higher than their nominal value.
• Vykus: The circle that has already been punched out is re-punched, so the coin has one or more holes on the edge.
• Turn: One side is rotated relative to the other. Turns of 90 and 180 degrees are considered more valuable.
• Bias: its cause is the incorrect position of the workpiece during embossing, so the image is shifted from the center.
• Sheet edge, chips, chips, stamp contamination and many others.

The following defects are no longer so easy to detect. Their price starts from 1 thousand rubles.

• Multiple Strike: such defects appear due to additional blows to the workpiece with a stamp. The second blow follows with a displacement, the coin loses the shape of an even circle.
• Incidental marriage: It is also called “sticky”, the minted banknote sticks and acts as a stamp, minting its own image on the next blank, but in a mirror form.
• One-sided embossing.
• Double-sided print: obverse-obverse or reverse-reverse.
• Non-standard blanks: minting coins into blanks of non-standard size, weight, alloy.
• A combination of several types of marriage.

Where to sell?

Do you want to sell rare and valuable coins profitably? Then go to the largest numismatist forums, where you will need time to gain experience and also earn the trust of collectors. And only then will you be able to sell your finds at the highest price remotely at auctions on such forums.

Understanding investing in coins

Investments in Russian coins - what, where, when?

I suggest we take a little break from it and talk about something more material—investing in coins. The main disadvantage of online investments is that we cannot physically touch our investments at any time. But this is compensated by large percentages of profit. We can always take the coin with us, and if the storage conditions are met, the quality of the coin does not suffer. The income from investing in coins varies, I won’t talk about figures such as 100% or 200% per annum, although it also happens that the value of a coin soars two to three times in a year, but it is also incorrect to compare with deposit yield. Everything is very individual and each coin must be assessed separately.

• Price determining factors of the coin market;
• Is it worth buying investment coins and which ones;
• Where to buy investment coins;
• How to buy coins;
• Pros and cons of investing in coins.

Factors influencing the price of a coin

I've been running this blog for over 6 years. All this time, I regularly publish reports on the results of my investments. Now the public investment portfolio is more than 1,000,000 rubles.

Especially for readers, I developed the Lazy Investor Course, in which I showed step by step how to put your personal finances in order and effectively invest your savings in dozens of assets. I recommend that every reader complete at least the first week of training (it's free).

One of the main price factors is quality of the coin and its safety. Moreover, the price for a coin is of excellent quality, but with traces of circulation, and the price for a sack coin is stamp shine may differ significantly. For example, the anniversary 10 rubles from the Ministry series, which were in circulation, cost about one hundred to one hundred and fifty rubles, and for coins from a bag, sellers on Molotok are already asking 350 rubles and more.

Coin circulation and rarity. Perhaps the most fundamental factor of price. It should be taken into account that a large circulation does not always contribute to the prevalence of a coin. There were situations when coins, for political or other reasons, were withdrawn from circulation and reminted. The coins remaining with collectors subsequently increased in value several times over.

Metal. The price of a coin always includes the price of the metal from which it is made. The price of coins made of precious metals, in principle, cannot fall below the price of the metal. However, let’s take, for example, a rare 1923 gold chervonets coin. Its price practically does not depend on gold prices; 80-90% of the cost is determined by collection demand.

Price antique coins increases beautiful patina(film/patina on metal). On the contrary, an ancient coin with no patina, but in excellent quality, will most likely be valued lower by collectors than a coin with patina in worse condition.

What coins should you invest in?

So, gentlemen investors, which coins are best to buy for the purpose of generating income? Any with a small print run and the number of surviving copies. The rarer a coin is, the more the coin will be worth and the more likely it is that its price will increase over time. The increase in the value of a coin can be more than 50% per year. Many people mistakenly think that ancient coin, the more it will cost. This is wrong. Soviet current coins have practically not increased in value over 30-50 years. Moreover, they are even rated by weight.

Modern anniversary 10 rubles (2010) of the Chechen Republic cost about one thousand rubles in the year of issue. Now their price exceeds 10 thousand rubles.

From an investment point of view, I would divide coins into the following types:

• Coins that are not attractive for investment:

1. Coins from circulation, or also called current coins, are issued in large quantities;
2. “Dead” coins (due to damage, it is impossible to read the relief of the coin). The value of such coins tends to the value of the metal from which they are made;

• Investment-attractive coins:

1. Investment;
2. Jubilee (including modern bimetallic);
3. Rare coins with a mintage of less than 10,000 copies.

Investment coins of Russia. They are issued in banks from high-grade precious metals. The price of such coins is equal to the price of the metal plus 5-10%. As a rule, the circulation is high and intended for long-term investment. I would even say to save money.

A separate topic. You need to be a great specialist to understand all the intricacies of the pricing of these coins. I observed such a thing.

Auction Volmar, bidding 25 kopecks 1857 SPB FB. The top coin went for 10 thousand rubles, and the bottom one for 4 thousand. Although I did not notice any difference in their condition. My personal opinion is that the top coin has a pronounced patina, while the other is polished. It is better to buy antiques with patina, because... natural patina is difficult to fake.

Russian anniversary coins. An interesting option for investing small amounts. There is always a demand for these coins. Most of these coins cost from 15 rubles to 300. But there are three coins whose price is growing exponentially from year to year. This is 10 rubles (2010) Chechen Republic, 10 rubles (2010) Perm Territory, 10 rubles (2010) Yamalo-Nenets Autonomous Okrug. The last coin increased in price 20 times in five years!

Where to buy coins?

It is not recommended to buy coins through private advertisements, for example, on Avito, if you are not sure of the reliability of the seller. Here you can stumble upon a fake. In general, before purchasing a coin, especially an expensive one, you must first make sure of its authenticity, unless, of course, you dug up a treasure trove of imperial coins in an abandoned village.

Even if a coin looks the same as the original, this cannot guarantee authenticity. Nowadays, high-precision casting methods have emerged, which makes it possible to copy coins with precision down to scratches.

To minimize risks, you should carefully study photographs of the original on arhivmonet.ru, fcoins.ru and numismatic auctions such as Volmar, Numisma, Empire, Efimok. As a rule, at these auctions the coins offered undergo their own examination. But this comes at a price. The commission for the purchase of lots per buyer is up to 20% of the cost of care.

• (wolmar.ru)

A popular auction that takes place once a week. A very large assortment of coins on display. Seller commission: 10%. Buyer commission: 10%. Increased commission if the lot goes below 200 rubles in a standard auction or below 2000 rubles if in a VIP auction.

• Online Numisma Auction(numizma.ru).

Various coins. Seller commission: 10%. Buyer commission: 10%.

• Numismatic Internet auction “Efimok”(efimok.ru).

Traded only Russian coins from “pre-Petrine” to modern. Buyer commission: 10%.

• Auction house "Empire"(auction-imperia.ru).

Specializes in coins of Imperial Russia. Buyer commission: 15%.

Trading platform Molotok.Ru.

Large trading platform with auction elements. The buyer is not charged a commission, but the seller is charged a different commission, depending on the transaction price and the category of the product. There is a rating of sellers and buyers, as well as protection of buyers from unscrupulous sellers.

A separate word needs to be said about “ArchiveMonet” (arhivmonet.ru). Convenient catalog with prices of coins at auctions. You can see price dynamics over the past few years. But not all coins are represented there. It’s also not possible to view information about each transaction. There are inaccuracies and errors. It happens that the value of a coin in the best condition is lower than the value of a coin in worse quality- This is a feature of such trades.

A special word needs to be said about Fcoins. Here you can search for coins at auctions with detailed description each lot. A very convenient service for numismatists. All popular online auctions are represented.

You can buy coins in specialized numismatics and antiques stores, but this purchase will be accompanied by a large markup and the investment sense is lost, or you will have to wait more than one year or even five years to make a profit.

How to buy coins correctly

Let's move on to practice. We decided on a coin. Next, we study the photo of the original in different qualities up to satisfactory, we find out the exact weight of the coin, what mint, circulation and how rare it is. We compare the prices of coins in different conditions at recent auctions and auctions that took place two or three years ago, or better yet, even earlier. We look at Molotok and look at the prices there. You can buy popular coins on the hammer, making sure that the seller's rating is high and the number of negative reviews does not exceed 1%. When purchasing rare coins worth more than 30 thousand rubles at Molotok, it is advisable to have an expert opinion on authenticity.

Let's see how the coin is traded. If there are bids, then this is good, it means that there is a demand for the offer of this seller and the likelihood of counterfeiting is lower than that of analogues without noticeable demand. You should be careful if other sellers have excellent deals on the coin, but yours does not have a single bid. We set ourselves the bar to buy a coin at a price slightly below the average. It happens that purchasing a coin at paid auctions is more profitable than buying it at Hammer, plus a guarantee of authenticity. Also, at these auctions the price of the coin that is closest to the real one is formed. I recommend participating in several auctions, as there are increases in value. In this case, it is better to stop participating.

It is profitable to buy coins during a crisis. The population has no money, the lots can be sold at a very low price. Conversely, it is better to hold the coins and wait for an increase in demand.

Advantages and disadvantages of investing in coins

• You can start investing with any amount. The cost of coins varies from several rubles to several million dollars;
• Coin sizes - as in the case of precious stones, you can put a fortune in your pocket;
• I put it down and forgot about it. During long-term storage, the coin becomes covered with a patina, which can increase its value;
• There is always a demand for coins as there are a huge number of coin collectors in the world;
• Over time, investment-attractive coins increase in price.

• The coin is subject to damage;
• There is a risk of buying a fake;
• Due to improper storage, some coins may become coated with various oxides, which reduces their value;
• There is a risk of losing the coin.

Instead of a conclusion, I will give some of the most promising coins in terms of investments. Among the ancient coins - royal silver, especially rubles, rare copper in good condition. I don’t consider gold, because... rare gold is available to wealthy people, and the price of other gold coins is 80-90% the price of the metal. Of the bimetallic/anniversary coins, there are three rare coins mentioned in the article, the Red Book series 1991-1994, the Ministry series, the Olympics in Sochi 2014. It is worth highlighting the rare 1, 2 and 5 rubles of 2003. Their prices are constantly rising. Perhaps some of the readers collect or invest in coins; it would be interesting to hear what other investment-attractive coins you know.